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Should I Pay Points to Lower Interest Rate?

Input
Loan Info
Amount ($)
Interest (%)
Interest with Points (%)
Loan Length (Yrs)
Additional Info
Points (%)
Savings Rate (%)
Financial Analysis
  Without Points With Points
Amount Financed $250,000.00 $247,500.00
Monthly Payment $1,304.12 $1,229.85
Monthly Payment Savings $74.27
Points Value $2,500.00
Monthly Investment Savings $10.42
True Monthly Savings $63.85
Break Even 3 Yrs 5 Mts




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