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Should I Refinance?

Input
Loan Info
Amount ($)
Interest (%) (%)
Loan Length (Yrs) (Yrs)
Months Paid (Mts)
Years Before Sell (Yrs)
Refinansing Fees
Points (%)
Origination Fees (%)
ClosingCost ($)
Your Tax Rates and Deductions
Taxes (%)
StateTax (%)
Financial Analysis
  Original Loan Refinanced Loan
Monthly Payment $1,304.12 $1,114.04
Total Monthly Payment $78,247.10 $66,842.27
Monthly Payment Savings $11,404.83
Total Interest Paid $51,307.55 $46,025.56
Tax Savings $15,905.34 $14,267.92
Tax Saving Losses $1,637.42
Balance at Refinance $228,745.59
Points Value $2,287.46
Amount Refinanced $226,458.14
Balance at Sale $201,806.04 $205,641.42
Balance Losses $3,835.37
Total Losses $5,472.79
Total Closing Cost $3,487.46
Total Benefits $2,444.58




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